BPJS Kesehatan

BPJS Kesehatan (Badan Penyelenggara Jaminan Sosial Kesehatan, Health Social Security Agency) is a social security agency of Indonesia aimed at providing universal health care to its citizens.[1]

BPJS Kesehatan
Native name
Badan Penyelenggara Jaminan Sosial Kesehatan
TypePublic agency
IndustryHealth Insurance
Founded1968 (as BPDPK)
HeadquartersJln. Let. Jend. Suprapto Cempaka Putih Jakarta Pusat
RevenueRp 79.25 Trillion (2021)
Rp 3,749.92 trillion (2021)
Total assetsRp 216.48 Trillion (2021)
Websitewww.bpjs-kesehatan.go.id

In 2016, the BPJS program had a deficit of more than six trillion IDR. However, the deficit ballooned to 32 trillion in only three years.[2] In response, the government issued a policy that increases the monthly premium for access by 80 to 100% . Some saw the move as placing a burden on the low- and middle-income citizens.[3][4][5]

Every Indonesian citizen and foreigner who has worked in Indonesia for at least six months must become a member of the program in accordance with Article 14 of the BPJS Regulation.[6]

Premiums

Premiums have three different categories based on the level of service. Premiums are paid monthly and as of May 2020[7] are the following:

Rates by class
2019 2020
first class 80,000 IDR 150,000 IDR
second class 51,000 IDR 100,000 IDR
third class 25,500 IDR 42,000 IDR

Membership

1. Workers with Salary
2. Non-Receiving Wage Worker (PBPU) and Non-Workers (BP)
3. Beneficiaries of Health Insurance Contribution Assistance (PBI JK)

Beneficiaries of Health Insurance Contribution Assistance (PBI JK) are Participants who are classified as poor and disadvantaged people whose contributions are paid by the Government. Additionally, they will be automated in class 3.

Recipients of Health Insurance Contribution Assistance must meet the following requirements:

a. Indonesian Citizen
b. Have a registered NIK at Dukcapil
c. Registered in Integrated Social Welfare Data

See also

References
  1. Y, Mahendradhata; L, Trisnantoro; S, Listyadewi; P, Soewondo; T, Marthias; P, Harimurti; J, Prawira (2017). The Republic of Indonesia Health System Review. WHO Regional Office for South-East Asia. ISBN 978-92-9022-516-4.
  2. https://nasional.kompas.com/read/2019/09/08/22350731/tunggakan-iuran-capai-15-triliun-peserta-mandiri-bpjs-kesehatan-diharapkan?page=all
  3. https://kumparan.com/kumparannews/bpjs-watch-soal-kenaikan-iuran-bukan-solusi-justru-membebani-rakyat-1sAtBegRilG
  4. https://nasional.okezone.com/read/2019/09/07/337/2101757/kenaikan-iuran-bpjs-kesehatan-solusi-mudah-yang-membebani-rakyat
  5. https://www.suara.com/news/2019/09/06/190250/soal-bpjs-naik-gerindra-mentang-mentang-menang-sekarang-bebani-rakyat
  6. "2014, Semua WNI Wajib Bayar Iuran BPJS | Jamsostek :: Pelindung Pekerja Mitra Pengusaha". 2014-01-01. Archived from the original on 2014-01-01. Retrieved 2020-09-27.
  7. Post, The Jakarta. "Jokowi raises BPJS Kesehatan premiums, again". The Jakarta Post. Retrieved 2020-09-27.
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