Renta 4 Banco

Renta 4 was created in 1986 as one of the first independent (not linked to banking or industrial groups) investment service companies in Spain. Initially, the company began activities as a Treasury Delegate Entity, giving retail investors access to Treasury bonds.

In 1989, after the approval of the Securities’ Market Law, the group became a licensed Securities and Exchange participant, and was the first company to be registered as such by the National Securities Market Commission. This led to Renta 4 setting up a network of offices throughout Spain to bring investment in the Stock Market and other financial markets closer to investors wherever they are.

In 1991, Renta 4 created its own fund management division, “Renta 4 Gestora”.

In 1997, Renta 4 created “Renta 4 Pensiones”, the Renta 4 Pension Fund Management Company, which has received numerous awards for its products.

In 1999, Renta 4 launched one of the first online investment platforms in Spain, facilitating access for all types of savers to a wide range of investment assets.

In 2004, Renta 4 Corporate was created and two years later, in 2006, the entity acquired Gesdinco and Padinco.

In 2007, Renta 4 went public on the Spanish stock market, the first company in the investment services sector to do so.

In 2012 it began to operate as a full-service Bank, but maintaining its specialization in banking services related to investments.

In 2013, international expansion began in Chile with “Renta 4 Corredores de Bolsa, SA”, which continued in 2013 with the opening of offices in Peru (Renta 4 Sociedad Agent de Bolsa) and in Colombia (Renta 4 Global Fiduciaria), with the same philosophy of promoting investment in the region.

In 2016, the Luxembourg Fund Management area was created and the first fund in Latin America was launched, the MILA Fund.

In 2020, the Renta 4 Wealth website was developed, for clients that require tailored solutions to needs that are usually more complex than those of a retail client.

Renta 4 Group is fully independent from any financial or industrial group, and is 100% funded by domestic Spanish capital. Renta 4 Group is made up of several individual companies, under the umbrella of the parent entity (Renta 4 Banco, SA) which groups together common services.

• Renta 4 Sociedad de Valores S.A., is the first entity that the Group created. After the approval of the Spanish Securities Market Law in 1988, this entity became a Sociedad de Valores y Bolsa and registered with the number 1 in the CNMV.
• Renta 4 Gestora, SGIIC, S.A.
• Renta 4 Pensiones, EGFP S.A.
• Renta 4 Corporate.

• Investment funds. More than 5,000 investment funds from both national and international management companies.
• Pension plans. Pension plans of different characteristics.
• Stock Market. Investment access to the Spanish, European and international stock markets through its broker service.
• ETFs. Access to more than 2,400 ETFs through the leading Income 4 Bank ETF platform aimed at all types of investors, from retail to institutional clients. It allows the client to manage their ETF portfolio efficiently while having access to the reports prepared by the Asset Management team.
• CFDs. Access to a wide range of CFDs with the possibility of investing in CFDs on index, stocks, commodities or currencies.
• Derivatives. Access to trade in futures and options listed on the Spanish MEFF derivatives market and on the main European and American markets: Eurex, Euronext, CME, CBOE, CBOT, NYMEX and COMEX.
• Warrants. Option to invest in a wide range of Listed Products with advantageous rates with exclusive access to Société Générale products through “Renta 4 Directo (D +)”, an exclusive electronic platform of “Renta 4 Banco” for trading outside organized markets (and directly with the Issuer) of Listed Products (Warrants and others) issued by Société Générale (Turbo Warrants, Bonus Warrants, RCBs, etc.) on the Madrid Stock Exchange or in other markets (directly and exclusively with Renta 4).
• Fixed income. “Renta 4 Banco” is the first Fixed Income online broker with real market access. Public debt (Treasury Bills and other public debt) and national private Fixed Income issues listed on electronic secondary markets can be accessed without imposition of additional “spreads”.

Renta 4 Banco's mission is to offer savers, families, institutional investors and companies the best solutions for their investment needs, while remaining conscious of the obligation to impart knowledge and encourage learning during the advisory process. This is must be based around an efficient platform, accessible technology and an approachable and professional direct relationship. In addition, Renta 4 is firmly committed to responsible investment guidelines and promoting sustainability as a core pillar of the business. Among its values:

• Commitment: all clients are assigned an investment specialist who will help them with everything they need.

• Specialization: Renta 4 is the leading independent investment services’ company in Spain with more than €20bn in assets under management.
• Independence: open architecture and a wide range of investment solutions that allow independent selection, without conflicts of interest.
• Sustainability: practicing responsible investment, to ensure that clients can invest conscientiously, as well as profitably.
• Proximity: permanent contact with a specialist and 62 offices spread throughout the national territory.
• Long-term vision: Renta 4 promotes the Slow Finance philosophy, a way of understanding finance guided by serenity and good judgment, and away from impulsiveness. This is not an idea or an investment recommendation but an attitude that guides all the actions of the entity.

In addition, Renta 4 Banco supports the statement that every investor must know the product in which he is investing. For this reason, it offers free online and face-to-face training conferences on a wide range of financial products. This work is complemented by the Renta 4 Foundation, an initiative of the entity that was launched in 2008 to support projects that promote education in the most disadvantaged populations of Africa, Spain and Latin America.

• Renta 4
• Renta 4 Gestora
• Renta 4 Wealth
• Renta 4 Luxembourg
• Renta 4 Foundation
• Stockholder Renta 4 Web

Article contains translated text from Renta 4 Banco on the Spanish Wikipedia retrieved on 10 March 2017.